TopTier Trader Review

TopTier Trader Review

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TopTier offers an opportunity to manage up to $300,000 with a competitive profit split of 80%-90% : 10%-20%. You need to pass the 2-phase challenge to get the funds. The challenge is designed to assess your trading skills and risk management.

TopTier Trader allows trading in: Forex, indices, metals, commodities, and cryptocurrencies.

TopTier Trader sets itself apart with several unique offers. They have a 1-time free evaluation reset and a refund of the initial program fee after first payout. They offer a scaling plan, which has the potential to increase capital up to $2 million.

Bonuses and Promotions (Code: SAVE10)

Overview of TopTier Trader

TopTier Trader is a proprietary trading firm with a mission to identify and support successful traders. Cue Banks and Anthony Williams are credited as company founders.

The company offers a 2-phase challenge program, and it’s designed to evaluate your skill and ability to handle real trading. Once you pass the challenge you will be eligible for a funded account. The funded account balances can reach up to $300,000.

TopTier Trader covers a wide range of tradable instruments, some of them are:

  • Forex
  • Indices
  • Metals
  • Commodities
  • Cryptocurrencies

With a competitive payout ratio of 80% to 90%, and a remarkable fund of over $150 million provided, the firm really made an impact. The pricing for evaluation varies, with initial capital between $10,000 to $300,000 and prices from $255 to $1399.

Who is it For?

Top Tier Trader is designed for:

  • Aspiring Traders: If you wish to try out trading into a certain market but have limited capital, you can go for the challenge and try to gain funding and access to markets.
  • Experienced Traders: If you are a veteran and you wish to go for more without risking personal funds.
  • Risk-averse Investors: If you have good and proven strategies that work and you can benefit from extra capital.

TopTier Trader Platforms 

TopTier Trader offers a Metatrader 4 (MT4) and TradeLocker platforms. Both are recognized for user-friendly interfaces.

MT4 platform offers detailed analysis and trade execution tools.

Key features of the MT4 platform include:

  • Real-Time Market Access: You have immediate access to forex market price quotes and you can execute trades without any delay.
  • Advanced Charting Tools: In-depth technical analysis tools, including chart types and indicators.
  • Expert Advisors (EAs): You can use EA’s. Automated trading strategies that can trade on your behalf.
  • Custom Indicators: Beyond the built-in indicators, you have the option to create your own or download third-party indicators.

Key features of the TradeLocker platform are:

  • High-Quality Charts and Indicators: Make informed decisions with access to top-notch charts and indicators.
  • Advanced Risk Management: Utilize stop loss and take profit features for effective risk management.
  • Web-Based Platform: Trade anytime, anywhere, from any device with TradeLocker’s web-based platform.


  • Up to $300,000 Funding Opportunities.
  • 80%-90%: 20%-10% Profit Sharing in Traders Favor.
  • Weekend holding and news trading allowed.
  • Mt4 and TradeLocker Platform Accessibility
  • Account Scaling Options


  • 2-phase evaluation process.
  • Certain asset and market limitations that are not related to CFDs.
  • The platform is much more focused on experienced traders.

Funding Program Options and Rules

TopTier Trader offers structured funding programs for traders operating in forex, cryptocurrencies, indices, and commodities. The accounts are denominated in USD and leverage can extend to a ratio of 1:100.

Trading DaysUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Minimum Trading DaysNoneNoneNoneNoneNoneNoneNone
LeverageUp to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*Up to 1:100*
Profit TargetNoneNoneNoneNoneNoneNoneNone
Max Loss$500 (10%)$1,000 (10%)$2,500 (10%)$5,000 (10%)$10,000 (10%)$20,000 (10%)$30,000 (10%)
Max Daily Loss$250 (5%)$500 (5%)$1,250 (5%)$2,500 (5%)$5,000 (5%)$10,000 (5%)$15,000 (5%)
Payout Expressup to 14 Daysup to 14 Daysup to 14 Daysup to 14 Daysup to 14 Daysup to 14 Daysup to 14 Days
Profit Boosterup to 90%up to 90%up to 90%up to 90%up to 90%up to 90%up to 90%
Trade the NewsAvailableAvailableAvailableAvailableAvailableAvailableAvailable
Weekend TradingAvailableAvailableAvailableAvailableAvailableAvailableAvailable
EA EnabledAvailableAvailableAvailableAvailableAvailableAvailableAvailable
Refundable FeesRefundRefundRefundRefundRefundRefundRefund

Accounts and Leverage

There are 3 main account types: Regular, Swing, and Extended. These accounts offer you position holding overnight and weekends.

Leverage is up to 1:100, aiding traders in maximizing their potential profits with controlled risk.

Profit Targets and Loss Limits

The maximum daily loss is set at 5%. There will be a limit of 70 days in Tier 2 and the maximum overall loss is 8%. You will need to meet profit targets of 8% in Tier 1 and 5% in Tier 2.

Evaluation and Fees

TopTier Trader challenge puts a test on a trader’s skill. They state the fees are refundable once the challenge is successfully completed. The challenge has well-defined profit targets, requiring 8% in Tier 1 and 5% in Tier 2 growth to pass.

Profit Split and Withdrawals

The profit split goes from 80%-90% for traders, depending on the account type. Deposits and withdrawals can be made using bank transfers, bank cards, e-wallets, and crypto wallets.

Top 5 Brokers Using TopTier Trader

Here are the 5 best brokers that you can use with TopTier Trader:

  • FX Choice 
  • TradersWay 
  • Vantage FX 
  • FXTM (ForexTime) 
  • Alpari International

Each of these brokers has its own terms and conditions. Make sure you check these out to make sure they are in compliance with TopTier Trader’s requirements.

User Experience

Users have positive feedback for TopTier Trader usability and customer service. Customer support receives good reviews for being accessible and friendly.

Platform Technology: Users appreciate the use of the TradeLocker platform, which is often highlighted for its user-friendly interface and seamless integration with the trading experience.

Check out the table below to see what got the highest marks online according to real user data. The information is picked up from Trustpilot, Reddit and other forex brokers review sites.

FeaturesUser Feedback
Customer SupportPositive; Quick & helpful responses
Platform UsabilityVery user-friendly
TransparencyNo hidden rules; clear terms
Support Timing24/7 availability

Account Types from $5,000 to $300,000

You can choose from accounts with virtual funding from $5,000 to $300,000. Access to these accounts is done on well-known trading platforms: MetaTrader 4 (MT4) and TradeLocker.

Once you decide which account fits your needs and skills, you need to complete a registration process and pay the initial fee. The fees are:

  • Starter: $5,000 funding level with a $255 initial fee
  • Advanced: $100,000 funding level with a $500 initial fee
  • Professional: $300,000 funding level with a $1,399 initial fee

The table below offers an overview:

Funding LevelInitial FeeAccount ScalabilityProfit Share
$5,000$255ModerateUp to 80%
$100,000$500HighUp to 85%
$300,000$1,399MaximumUp to 90%

With these accounts, you can trade in CFDs: including forex pairs, indices, and commodities.

Is getting TopTier Trader capital realistic?

Yes, There is a fairly simple two-phase challenge, designed to test your discipline, strategy, and if you can make profitable trades. The first phase evaluates your ability to hit profit targets without breaking the rules. The second phase checks your consistent performance over a longer period.

You can manage up to $300,000 in trading capital, with up to a 90% profit split, which I must say is a good incentive.

The process is designed to be achievable for skilled traders but still challenging if you’re new trader:

  • Phase 1: Profit target reached without rule violations
  • Phase 2: Sustained trading performance

Trading Instruments

Below is an overview of the instruments available:

  • Forex: TopTier Trader offers currency pairs. You have the opportunity to trade with major, minor, and exotic pairs.
  • Indices:TopTier Trader provides access to major global indices.
  • Commodities: The firm also offers commodities. This category includes precious metals like gold and silver, as well as energy commodities like oil and natural gas.
  • Cryptocurrency: You can trade with popular digital currencies such as Bitcoin and Ethereum.

These instruments come with their own set of opportunities and risks, and Toptier Trader helps you to do the trade through Forex and other CFDs trading assets.

Deposit and Withdrawal Methods (withdrawal speed)

Deposits can be made with traditional credit and debit cards and cryptocurrencies.

Withdrawal Methods:

  • Credit/Debit Cards
  • Cryptocurrencies
  • Deel (payment platform)

You should have in mind that while deposits are processed quickly, withdrawals might take several days depending on the chosen method and third party processing factors.The platform itself sends payments instantly.

Credit/Debit CardsStandard bank processing times
CryptocurrenciesMay vary, typically faster than bank transfers
DeelDesigned for quick transactions; specific times may vary

Support and Training for Traders 24/7

TopTier Trader understands the importance of support systems and it makes sure the traders have help when they need it.

Customer Support:

  • Available Channels: Traders can reach customer service through email, live chat, and phone support.
  • Response Times: Feedback from users suggests that TopTier Trader provides prompt assistance. Specific response times can vary based on the communication method and the complexity of the inquiry.
  • Phone: 888-396-8550
  • Email: [email protected]

Educational Resources:

TopTier Trader provides educational material designed to help you with your trading skills regardless of your current experience level.

New users can take advantage of tutorial guides and video demonstrations covering basic to advanced trading strategies.

The company also offers a comprehensive FAQ section, which answers common queries and concerns. This way you can find quick solutions to some routine challenges.

Training Programs:

These programs often include simulated trading scenarios, real-time market analysis, and personalized feedback mechanisms that contribute to a practical learning experience.

Community Channels of TopTier Trader

The TopTier Trader has a few social media channels that you can use to check them out further:


The platform is much more suited for experienced traders, but there is room for beginners as well. While the firm’s rapid growth is impressive, have the typical risks in mind.

Trading Instruments Offered:

  • Forex
  • Indices
  • Metals
  • Commodities
  • Cryptocurrencies
  • Over Up to $300,000 funding for traders
  • Wide range of trading instruments
  • Wide range of trading instruments
  • Good customer service
  • The challenge program may be a hurdle for some
  • Risk inherent to prop trading

Frequently Asked Questions

What are the experiences of users with TopTier Trader on Trustpilot?

Positive feedback. Real user testimonials highlight the friendly and helpful support.

What payout options are available for traders using TopTier Trader?

Credit cards and cryptocurrency. 

Are there any promotional discounts or codes currently available for TopTier Trader?

Yes. Check out the latest one in our review above or on their website.


Trust & Fairness
Games & Software
Bonuses & Promotions
Customer Support
5.0 Overall Rating

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